Healthier, Longer, Better Lives

2020 VIF Movement 33.7 I VIF Movement ($b) + 0.8 36.7 + 0.5 (0.5) + 3.5 + 0.04 35.9 (1.4) VIF End of 2019 Expected Return Contribution to VIF from VONB Operating Variances Note: Due to rounding, numbers presented in the chart may not add up precisely VIF Before Non-operating Variances Investment Return Variances and Economic Assumption Changes Other Non-operating Variances Exchange Rates and Other Items VIF End of 2020 53 53 AIA

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