Investor Presentaiton

Emirates NBD is the Largest Bank in the UAE and GCC by Assets As at 31 December 2009 UAE Ranking by Assets (USD billion) UAE Ranking by Equity (USD billion) UAE Ranking by Profits (USD million) (1) Emirates NBD 76.7 Emirates NBD 7.0 Emirates NBD 910 NBAD 53.6 First Gulf Bank 6.2 First Gulf Bank 901 ADCB 43.6 NBAD 5.6 NBAD 822 First Gulf Bank 34.2 ADCB 5.2 DIB 327 Mashreq 25.8 Mashreq 3.1 UNB 315 DIB 23.0 DIB 2.4 Mashreq 272 UNB 20.6 UNB 2.3 CBD 219 ADIB 17.4 ADIB 1.9 ADIB 21 CBD CBD 1.5 ADCB -140 10.0 GCC Ranking by Assets (USD billion) GCC Ranking by Equity (USD billion) GCC Ranking by Profits (2) (USD million) Emirates NBD 76.7 NCB 7.8 Al Rajhi Bank 1,804 NCB 68.6 Al Rajhi Bank 7.7 Samba 1,216 NBAD 53.6 Riyad Bank 7.5 QNB 1,154 Samba 49.5 Emirates NBD 7.0 NCB 1,077 QNB 49.2 KFH 7.0 NBK 924 Riyad Bank 47.0 NBK 6.4 Emirates NBD 910 Al Rajhi Bank 45.5 FGB 6.2 First Gulf Bank 901 NBK 45.0 Samba 6.0 NBAD 822 ADCB 43.6 NBAD 5.6 Riyad Bank 808 KFH 39.3 QNB 5.5 Banque Saudi Fransi 659 1) Shareholders' Equity for Emirates NBD is USD 8.7b. The number shown is Tangible Shareholder's Equity which excludes goodwill and intangibles Source: Bank Financial Statements and Press Releases: 31 December 2009 Emirates NBD 11

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