Initiatives to Improve Corporate Value slide image

Initiatives to Improve Corporate Value

Policy-Oriented Stocks: Verification Process, Standards for the Exercise of Voting Rights Verification process for value of holding of policy-oriented stocks Discussing Measures (Qualitative Judgment) Quantitative Judgment Consideration from Risks/Returns Perspective Quantitative Standard OSatisfaction Net Gross Profit after Deduction of Capital Cost Gross Profit-Credit Cost Capital Cost *(RWAX Target Capital Adequacy Ratio+Impairment VaR) × Cost of Capital Ratio RWA: Risk Weighted Assets VaR: Value at Risk Discussing policies on holding based on the forecast of risks and returns in the medium-to long-term × Non-Satisfaction Consider probability of improvement in transactional relationship, etc. × No Prospect of Improvement Measures Consideration from Strategic Aspects Discussing from the perspective of achieving the medium-term plan on the volume of holding, etc. OProspect of Improvement Holding continues Measures to reduce holding Holding continues (Negotiation on profitability improvement/ support for revitalization) Resona group has established the "Policy for the Voting Right Exercise Standards of Holding Policy-Oriented Stocks" in relation to exercise the voting rights of policy-oriented stocks. We have built a process to individually judge and verify the approval or disapproval of all proposals. Fundamental concepts on the exercise of voting rights (Discribed in "Standards for the Exercise of Voting Rights of Policy-Oriented Stocks") The Resona Group will exercise voting rights of policy-oriented stocks based on the following policy: 1. Irrespective of interests of transactions with clients, make an effort to vote yes or no on an individual basis from the viewpoint of sustainably improving corporate value; 2. Not to exercise voting rights in a manner to resolve certain political or social problems; and Resona Holdings, Inc. 3. If any scandal or an anti social act is committed by a company or corporate manager, etc., exercise voting rights with the intention of contributing to the improvement of corporate governance. 70 70
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