Global Wealth & Insurance and Banking Performance Review
Core Banking Margin (TEB)¹
2.29% 2.30%
2.33% 2.31%
2.35%
Q1/13 Q2/13 Q3/13 Q4/13 Q1/14
(1)
Quarter-over-Quarter
■ Margin expansion in International
Banking and Canadian Banking
Lower interest cost in Other segment
Higher volumes of DWBs
Represents net interest income (TEB) as a % of average earning assets excluding bankers acceptances and total average assets relating
to the Global Capital Markets business within Global Banking and Markets.
19
Scotiabank
Canadian Banking - Revenue & Volume Growth
Revenues (TEB) ($ millions)
Average loan & acceptances ($ billions)
5%
Y/Y
7%
30
31
31
Y/Y
51
55
56
21
21
19
1,791
1,837
1,720
398
160
166
168
407
422
Q1/13
Q4/13
Residential mortgages
Personal & credit cards
Q1/14
ING mortgage run-off
Business
Average deposits ($ billions)
1,322
1,384
1,415
Q1/13
Q4/13
5%
Y/Y
53
55
54
Q1/14
128
135
135
■Commercial Banking
■Retail & Small Business
20
Q1/13
Personal
Q4/13
■Non-personal
Q1/14
Scotiabank
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