Investor Presentaiton

Use of proceeds - Nordea MCIS Three eligible green bond mortgage asset categories in the framework Green bond asset category Sub category SDG mapping* Construction of new buildings Energy performance certificate (EPC) is at least 10% lower than the threshold set for the nearly zero-energy building (NZEB) SDG 11 Use of proceeds - Nordea MCIS The net proceeds of the green covered bonds issued by either Nordea Kredit Realkreditaktieselskab, Nordea Mortgage Bank Plc, Nordea Eiendomskreditt AS or Nordea Hypotek AB (publ), are intended to be used, directly or indirectly, to finance or refinance assets that: are eligible for being included in the general cover pool of the respective Nordea MCI, and - satisfy certain eligibility requirements that promote climate- friendly and other environmental purposes For buildings built before 31 December 2020 Renovations 23 Use of proceeds - Nordea MCI'S EPC class A or alternatively within the top 15% of the national or regional building stock SDG 11 Major renovations or leading to a reduction of primary energy demand (PED) of at least 30% Selection and evaluation of green bond assets SDG 11 Management of proceeds * Source: Green and social bonds: A high-level mapping to the sustainable development goals, June 2018 Nordea

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