Investor Presentaiton
Additional Asset Quality Disclosures (cont'd)
Credit Metrics
AED million
Q1 08
Q2 08
Q3 08 Q4 08
2008
Q1 09
Q2 09
Q3 09
Q4 09
2009
Q1 10 Q2 10 Q3 10
Q4 10
2010
Q1 11
Q2 11
Q3 11
P&L Impairment Allowances:
Credit
Specific
32
99
58
242
431
94
584
473
533
1,684
442
481
1,203
469
2,595
706
(57)
1,668
Credit - PIP
38
10
33
130
211
224
507
226
330
1,287
78
468
(338) 127
335
16
343
476
Other - PIP
200
300 (500)
612
638
(600)
Investment Securities
193
140
207
471
1,011
144
58
64
82
348
35
44
76
105
260
35
57
27
Total Impairment
263
249
298
843
1,653
462
1,149
763
945
3,319
555
1,193
1,241
201
3,190
1,369
981
1,571
Allowances
Balance Sheet Impairment Allowances:
Credit - Specific
1,452
1,472
1,523
1,762
1,762
1,864
2,428
2,903
3,417
Credit - PIP
317
418
441
571
571
795
1,301
1,528 1,858
3,417
1,858
Other - PIP
-
-
3,756 4,205 5,404 5,864 5,864
1,936 2,403 2,066 2,193 2,193
500
200
Investment Securities
0
0
10
981
981
1,016
1,073 1,068
673
673
411
326
268
265
265
270
6,554 6,481 8,128
2,209 2,552 3,028
612 1,250 650
263
267
Total Impairment
1,769
1,890
1,973
3,314
3,314
3,675
4,802
5,499 5,947
5,947
6,103
7,133 8,238 8,322
8,322
9,645
10,550 12,069
Allowances
Impaired Loans:
Credit
Investment Securities
262
1,723 1,816 1,847
220 233
1,976
1,316
1,976
2,548
3,382 4,060
1,316
1,316
Total Impaired Loans
1,984 2,035 2,081 3,292 3,292 3,864
5,041 5,041 5,717
1,316 1,201 789
789
526
4,698 5,261 5,830 5,830 6,243
6,087 16,671
435
363
20,201 20,201 20,913 18,655 26,581
361
361
371
360
6,522 17,034 20,562 20,562 21,284 19,024 26,941
369
Loans & Receivables, gross of impairment allowances:
Credit
Investment Securities
174,508 187,115 202,267 209,870 209,870 215,729 219,102 220,427 218,994 218,994 216,936 210,089 208,608 204,758 204,758 203,418 203,140 207,949
3,145 2,720 2,587 2,374 2,374 2,344 2,332 2,183 1,569 1,569 1,122 791
775
660
660
671
567
558
Total Loans &
177,653 189,835 204,854 212,244 212,244 218,073 221,434 222,610 220,563 220,563 218,058 210,880 209,383 205,418 205,418 204,089 203,707 208,507
Receivables
Emirates NBD
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