1H22 Financial Performance

novobanco is a Portuguese bank focused on serving the domestic market, which is on track to successfully deliver the restructuring process novobanco 1.5 million Number of Clients as of Jun-22 ~€46bn Total Assets ~€230bn Nominal GDP Expected in 2022 ~€250bn Lending Assets Banks total assets at €450bn ~€25.5bn Population Total Deposits ~10 million ~€360bn (<15 yrs: 13%; 15-64yrs: 65%; >65yrs: 24%) Households: €183mn (51%) 56% Financial & Non-financial: €84bn Leading player in Portuguese market Gross Loan Book +2.6% YoY Weight of Corporates in the loan book Branches 304 ~70% Top 5 Banks share Of Total lending assets 10.7% % of total loans novobanco market share 49% +22 corporate centers Commercial Cost to Income recurrent basis 11.0% ROTE 1H22 pre-tax novobanco 4

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