NORD/LB Group Presentation
Appendix
Commercial real estate portfolio: 30.09.2023
Regional and Asset class distribution,
in €m
9,971
10,000
9,000
8,000
7,000
6,000
5,000
4,000
3,000
2,589
2,000
1,000
Others
Logistics
Retail
Residential
Office
■ Average loan duration of 4-5 years with a range of
3-10 years
☐
Mainly fixed interest rates, loans with floating
interest rates require hedging for a substantial part
of their value
No real estate financing in the USA
With their management adjustment, NORD/LB has
made extensive provisions to be able to react to an
economic weakness in the real estate sector
1,211
956
875
659
Germany
Netherlands
Great Britain
France
Poland
Others
Finanzgruppe
38
38
Exposure at Default (Mio. €)
Average LTV (%)
NPL-Ratio (%)
Management Adjust. (Mio. €)
17.380
51,24
1,55
102,9
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