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Investor Presentaiton

Consolidated Numbers 3 Months 12 Months Particulars Q1 FY 23 Q4 FY 22 Q-0-Q variation Q1 FY 22 Y-o-Y variation FY 22 Turnover (in Cr) 138936 137170 1.29% 127846 8.67% 137170 Asset size (in Cr) 94539 92040 2.72% 86561 9.22% 92040 Operating profit (* in Cr) 412.65 379.97 8.60% 403.78 2.19% 1633.37 Net profit (in Cr) 114.05 130.20 -12.40% 105.91 7.69% 507.99 Return on Asset (ROA%) 0.49% 0.56% -7 bps 0.49% 0.56% Earning per Share (*) (not annualized) 3.66* 4.19* -0.53 3.41* 0.25 16.36 CRAR (Basel III) 15.41% 15.66% -25 bps 14.58% 83 bps 15.66% The Consolidated Financial results of the Group comprise of the financial results of The Karnataka Bank Ltd and its wholly owned subsidiary KBL Services Ltd. The paid-up equity capital of KBL Services Limited is Rs.100.00 lakhs comprising of 10,00,000 equity shares of Rs.10 each fully paid up. KBL Services Ltd, a wholly owned non-financial subsidiary of the Bank was incorporated on June 21, 2020 and the certificate of commencement of business was filed on August 26, 2020. The company commenced its operations on March 30, 2021. ✡ Karnataka Bank Ltd. Your Family Bank. Across India. KBL SERVICES LIMITED A wholly owned subsidiary of Karnataka Bank 39
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