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Investor Presentaiton

ALDAGI Corporate & Individuals Current setup PHI SIP HEALTHCARE FINANCING MODEL State (MOH) GEL min 6 Insurance companies participate in State Insurance Programs Insurance companies Insured (PHI) UHP State Healthcare expenditure 2011 2012 2013 2014F State insurance program (SIP) 121 170 280 280 Universal healthcare program (UHP) Other state expediture in healthcare 225 300 240 232 176 170 Total state healthcare expenditure As % of total state expenditure 361 402 681 750 6.2% 5.8% 9.4% 9.7% Service providers Insured (UHP) Insured (State Programs) UHP Universal Healthcare Program SIP State Insurance Program PHI Private Health Insurance MOH Ministry of Labor, Health & Social Affairs of Georgia Source: Ministry of Finance | Aldagi estimate Additional expenditure in healthcare through UHP will increase healthcare expenditure per capita due to increased purchasing power of citizens UHP 2.0 mln insured SIP 2.0 mln insured PHI 0.5 mln insured 12
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