Investor Presentaiton

For personal use only CREDIT RATING BOQD GROUP The Bank monitors rating agency developments closely and is rated by Standard & Poor's (S&P), Moody's Investor Service and Fitch Ratings. BOQ's current debt ratings are shown below. Rating Agency S&P Fitch Moody's Bank of Queensland Limited 2021 Full Year Results Presentation Short Term Long Term Outlook A2 BBB+ Positive F2 A- Stable P2 A3 Stable 61

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