BankDhofar Business and Financial Overview slide image

BankDhofar Business and Financial Overview

Bank Dhofar at a glance as at 31st December 2022 5 بنك ظفار BankDhofar Total Income OMR 143 Million 13% YoY Net Profit OMR 34.17 Million 1 36% YoY Net Interest Margin 2.5% +51bps YOY Return on Assets 0.8% +20bps YOY Return on Sh. Equity 6.2% +155bps YOY One of the leading Banks in Oman GRE's/ Pension Funds Shareholding c.25% Return on Adj Equity 4.8% +123bps YOY Over OMR 524 M Net Loan, Advances and Financing to Customers OMR 3.4 billion Cost to Income $ Ratio 48.7% -8.53% YOY Market Capitalization as of 31st December 2022 95% of our workforce are Omani Social Impact Deposits Total Assets OMR 2.9 billion OMR 4.3 billion ECL Coverage Ratio 101.0% +7.69% YOY Capital Adequacy Ratio 17.6% • 14 nationalities of full- time employees 43% of our employees are women Credit Rating ر • Moody's October 2022 Rated 'Ba3' with outlook positive. - Fitch December 2022 Rated 'BB-' with outlook stable.
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