Investor Presentaiton

Stronger Fundamentals Facing the Headwinds Inflation Rate (%) Inflation controlled within the target range 1998 2008 12.1 Aug 2022 4.69 (yoy) 1998 82.4 IDR Movement (%) IDR depreciated year-to-date -197 2008 -35 21 Sep 22 -4.97 (ytd) -300 -200 -100 0 1998 Non-Performing Loan/NPL (%) NPL level (gross) is below the maximum threshold of 5% 30 50 2008 3.8 July 2022 2.90 0 5 10 15 20 20 External Debt (Public & Private) to FX Reserve Ratio Significantly lower than 1998 crisis 25 30 30 35 40 Government Debt/GDP Consistently well-maintained Foreign Reserves (USD bn) Significantly higher than 1998 & 2008, ample to cover 6.10 months of import and external debt repayment 1998 2008 17.4 50.2 132.2 Aug 2022 More Liquid Market (%) Overnight interbank money market rate 62 is relatively lower 10.5 2.90 1998 2008 Aug 2022 External Debt/GDP Higher than 2008, but significantly lower than 1998 8.6x 3.1x 3.03x 100.0% 27.4% 38.3% 116.8% 33.2% 31.8% 2008 Jul-2022 2008 1998 Aug.2022 2008 Q2-2022 1998 1998 60 60

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