Q1FY23 Financial Results
CORE BUSINESS
-
LENDING
(As at June 30, 2022: Gross Loans - US$ 85.02 bn)
INDIVIDUAL LOANS
⚫ Home Loans-
Fixed rate loans
Individuals 79%
Floating rate
loans
•
Home Improvement
Loans
• Home Extension Loans
• Home Equity Loans
•
Rural Home Loans
HDFC
WITH YOU, RIGHT THROUGH
Corporate 5%
Construction Finance 9%
Lease Rental Discounting 7%
• Loans to NRIs
Individuals
Corporate
Construction Finance
Lease Rental Discounting
Loan Book Outstanding
As at June 30, 2022
(After Sell Down)
Loan Book o/s Before Sell Down
in last 12 months
Assets Under Management
Rs. bn
US$ bn % Growth
Rs. bn
Individuals
Non-Individuals
Total
4,474
57
19%
4,799
61
1,336
17
7%
1,351
17
US$ bn % Growth
28%
9%
Rs. bn US$ bn % Growth
5,363
68
19%
1,351
17
8%
5,810
74
16%
6,150
78
23%
6,714
85
17%
Individual loans sold (outstanding): Rs. 888.56 bn (US$ 11.25 bn)
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