Emirates NBD Operating Costs and Efficiency Highlights
Emirates NBD at a Glance
"
Largest Bank in UAE
No.1 Market share in UAE (at 30 Sep 2011):
Assets c.16%; Loans c.17%
Deposits c.18%
Retail market shares (at end 2010):
Personal loans c.22%
-
Home loans c.7%
Auto loans c.11%
Credit cards c.9%
Largest Branch Network in the UAE
Dubai
98
Abu Dhabi
Sharjah
Other Emirates
Total
22
13
9
142
Umm al-Quwain (2)
Ajman (2)
Dubai (98)
■
Debit cards c.17%
Fully fledged financial services offerings across retail banking, wholesale
banking, global markets & trading, investment banking, brokerage, asset
management, merchant acquiring and cards processing
Abu Dhabi (22)
Credit Ratings
Long Term
Short Term
Outlook
A3
P-2
Negative
Moody's
Fitch
Ratings
Ci
CAPITAL
intelligence
Emirates NBD
A+
F1
Negative
A+
A1
Stable
Branch
Rep office
International Presence
o
Ras al-Khaimah (3)
-Fujairah (2)
Sharjah (13)
Conventional 110
Islamic
Total
32
142
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