RBC Business Segments and Market Strategy slide image

RBC Business Segments and Market Strategy

City National enhances RBC's U.S. presence & accelerates growth Branch-light footprint in key markets (1) City National Q1/16 Highlights (US$) RBC San Francisco Los Angeles Orange County/ San Diego Revenue ($MM) 341 Expenses ($MM) 296 PCL ($MM) 4 New York Net income ($MM) 38 AUA ($BN) 13.6 AUM ($BN) 40.3 Loans ($BN)(2)(3) 23.4 Deposits ($BN) (2) 32.2 Aligns with RBC's strategic goals Premier U.S. private and commercial bank with wealth capabilities City National Corporation ("City National") enhances and complements RBC's presence in the U.S., our second home market Deep client relationships and sharp strategic focus on two highly attractive client segments: - High net worth: Combination of City National's private banking franchise and RBC's U.S. Wealth Management business creates a comprehensive platform to provide complete financial solutions to high net worth clients Commercial: City National is a premier U.S. commercial bank with deep industry expertise and a natural strategic fit with RBC Capital Markets' top 11 investment bank(4) High-touch and branch-light client service model in key high growth markets Strong track record of growth with well diversified and high quality loan portfolio Highly attractive deposit franchise, well positioned for rising rates ■ Fast growing wealth and asset management business Outstanding management and strong cultural fit Business segments (1) Only core markets depicted; City National also has offices in Boston, Atlanta, Nashville, Las Vegas and Reno. (2) Average balances. (3) Loans and leases. (4) Thomson Reuters Global Banking Review 2015. 17
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