Investor Presentaiton

Group P&L | P&L walk YoY Growth (3%) ▲ 68% 11% 8% 14% ▲ >100% (10%) (12%) (9%) 9% (8%) 410 387 (24) (22) 138 (39) 26 378 14 352 (125) 1 Reported PATMI Q1FY23 Discont'd PATMI Cont'd PATMI Q1FY23 Net Interest Income Non-Interest Total Income Income Expenses PBP Impairment PBT Tax & Zakat Cont'd PATMI Q1FY24 Discont'd PATMI Reported PATMI Q1FY24 Positive growth in Q1FY24 Contraction in Q1FY24 NII NOII Total Income Tax and Expenses PBP Impairment PBT Zakat Cont'd PATMI Discont'd Reported Q1FY24 809 342 1,151 (508) Q1FY23 831 204 1,035 (469) 643 566 (190) 453 (100) 352 PATMI 26 (66) 501 (114) 387 24 PATMI 378 410 ▼(61%) ▲ 27% Effective Continuing Noll % CTI Tax Rate 14% 8% (85%) RB IB Q1FY24 29.7% 44.1% 22.0% ▼(52%) -8% Others Continuing PATMI by Lines of Business (YoY) 1. Insurance comprised Liberty Insurance Berhad (LIB), AmMet Life and AmMet Life Takaful. The results of LIB (associate) has been equity accounted from 1 August 2022 onwards. Q1FY23 19.7% 45.3% 22.7% 16% BB 3% Insurance 1 Cont'd PATMI >100% RM352mil (9%) AmBank Group Q1FY24 Results - Investor Presentation 67% WB 56% 11

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