Digital Migration Investor Presentation

Key Ratios Net Interest Margin 2.85 2.94 3.00 3.64 3.58 Dhanlaxmi Bank established 1927 Cost to Income Ratio 105.24 87.09 82.05 80.71 74.73 Q2 FY22 Q3 FY22 Q4 FY22 Q1 FY23 Q2 FY23 Q2 FY22 Q3 FY22 Q4 FY22 Q1 FY23 Q2 FY23 RoA 0.27 0.16 0.13 RoE 3.99 2.38 1.95 Q2 FY22 Q3 FY22 Q2 FY22 Q4 FY22 Q3 FY22 Q1 FY23 Q4 FY22 Q2 FY23 -0.15 Q1 FY23 Q2 FY23 -2.36 Investor Presentation - September 2022 -0.76 -12.14 15

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