Investor Presentaiton

We operate nationally, with a local focus OneMain Financial. Minneapolis, MN Central Underwriting Tempe, AZ Collections, Sales, Underwriting Fort Worth, TX Insurance 7th Largest branch network. (including banks)1 Evansville, IN Special Servicing London, KY Collections, Recovery Fort Mill, SC Collections, Sales Unique combination of local relationships with centralized servicing and underwriting capabilities allow for market-leading servicing and capacity flexibility e.g. for natural disasters Deep branch network supported by digital capabilities 14 Years average branch manager experience ~1,400 branches and six central operations centers across 44 states Note: Branch map as of April 2022. 1. When compared to U.S. banks. Source: Federal Reserve Statistical Release as of June 30, 2023. 7

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