Investor Presentaiton

Income Statement EUR M Net interest income Net comission income Other income 2020 2019 2018 2017 2016 58.9 53.9 54.5 55.9 55.1 66.3 58.0 54.3 52.9 48.0 24.9 22.0 18.8 19.2 17.3 150.1 133.9 127.6 128.0 120.4 Staff costs Other expenses Total expenses -62.9 -57.0 -57.1 -59.8 -57.0 -42.7 -40.5 -40.7 -40.0 -34.3 -105.6 -97.5 -97.8 -99.8 -91.3 Profit before impairment losses 44.6 36.4 29.8 28.2 29.2 Impairment losses on financial assets, net -4.9 -3.2 -0.8 -2.1 -4.1 Net operating profit 39.7 33.2 29.0 26.0 25.1 Income taxes -8.2 -6.9 -6.1 -5.3 -5.4 Profit for the period 31.5 26.3 22.9 20.7 19.7 Non-controlling interests 0.0 0.0 0.0 0.0 0.0 Attributable to the shareholders 31.5 26.3 22.9 20.7 19.7 58 ÀLANDSBANKEN

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