Investor Presentaiton

BHFL Strengths B BRAND NAME Bajaj group is one of the most reputed & vintage groups in the country. Bajaj Finance is a leading financial services name in the industry CUSTOMER BASE (%)+ CAPITAL $ COMMITTED LINE Ex B CREDIT RATING BAJAJ FINSERV 2,500 Cr capital infusion completed taking total infusion to 7,550 Cr till date. Mortgages remain strategic to the group BHFL has a committed credit line from BFL available on tap Agency Long- term Short- term CRISIL AAA (Stable) A1+ India Ratings IND AAA (Stable) A1+ 893 ANALYTICS ORIENTATION FULL PRODUCT SUITE DEBT MANAGEMENT BHFL has access to the vast customer base of BFL (60 Mn+) to cross sell mortgages BHFL mines the vast customer base for eligibility & offer computation through highly sophisticated analytical models Mortgage products for Retail as well as Commercial customers with customized VAS products & services for cross sell / up sell Dedicated and well-staffed Debt Management unit for both urban and rural markets 10 0

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