H1FY24 Results - Investor Presentation
Wholesale Banking
| Wholesale Banking
Income Statement
YoY Growth
361
(8%)
▲ 70%
6%
11%
5%
>100%
▲ 19%
22%
18%
(35)
69
(16)
67
425
(22)
RM' mil
Net Interest
Income
Non-Interest
Income
Total Income
Expenses
PBP
Recoveries
PBT
Tax Expenses
PAT
H1FY24
412
168
580
(154)
427
124
550
(125)
425
H1FY23
447
99
546
(138)
408
56
464
(103)
361
(Restated)¹
H1FY24 PAT
H1FY23 PAT
Positive growth in H1FY24
Contraction in H1FY24
Balance Sheet (RM' mil/%)
Key Ratios
FY23
H1FY24
Gross Loans/Financing
FY23
(Restated)¹
21,345
YTD Change
H1FY24
YTD Change
(Restated)¹
GIL Ratio
0.50%
0.85%
0.35%
19,816
(7%)
CTI
26.2%
26.5%
0.2%
Gross Impaired Loans
107
169
58%
Loan Loss Coverage
512.7%
250.7%
(>100.0%)
Customer Deposits
43,145
46,925
9%
ROA
0.88%
1.01%
0.13%
CASA
10,698
10,597
(1%)
CASA Mix
24.8%
22.6%
(2.2%)
1. FY23 numbers have been restated with current business realignment, mainly between Wholesale Banking (WB) and Business Banking (BB)
AmBank Group
H1FY24 Results - Investor Presentation
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