Investor Presentaiton
High proportion of low-cost deposits,
to be boosted by cash management initiatives
•
The Bank has a diversified depositor base, from
•
both the retail and corporate segments.
Moving forward, the bank will continue to focus on
building its customer base by improving our sales
productivity through technology, tapping the
growing middle class with products for the. Mass
affluent, and offering a wide range of cash
management products for Corporate and SME
clients
RCBC has a large suite of Cash Management products
Collections
•
PDC Warehousing
•
•
Bills Collection
•
•
Auto-debit arrangement
Deposit Pick-up
Checkstream
•
Cash Cube
EIPP
•
Check Rider
.
RCBC QR Pay
Online Banking
•
RCBC Online Corporate (ROC)
Online Government Payments
CAGR '16-'19 = 9%
488
457
423
388
353
226
207
193
171
148
205
217
231
250
262
2016
2017
2018
2019
1Q2020
■CASA Deposits
Time Deposits
Cash Disbursements
•
Payroll Crediting
•
Payroll Systems
•
•
Corporate/Manager's Checkwriter
Insta-Core
Bills Payment
Liquidity Management
Account/Reverse Account Sweeping
Multi-Bank Cash Viewing
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