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Investor Presentaiton

Access To Lower Cost Crude at Tyler Refinery Tyler Refinery Enjoys An Advantaged Crude Slate - Anticipate More Lower Cost Crude in Early 2013 Processes primarily West Texas Intermediate and East Texas crude oils Access to Cost-Advantaged Crude Tyler Crude Costs Near Parity with WTI Seek to Further Reduce Crude Costs On a blended basis, Tyler is purchasing crude at $2.37/bbl above WTI in 3Q12 In early 2013, intend to supply Tyler with increased volumes of advantaged crude Tyler Refinery Crude Slate (3Q12)(1) Tyler Refinery Crude Slate (3Q12)(2) East Texas Crude, 20% WTI, 80% 3Q12 Purchasing crude at $2.37/bbl above WTI at Tyler Early 2013 Anticipate crude costs at Tyler will decline to levels at or below WTI (assuming Midland discount) (1) Includes crude oil received at the Tyler refinery in third quarter 2012 (2) Anticipate that by early 2013, additional volumes of crude will be supplied to the Tyler refinery priced at Midland. Midland WTI currently sells at a discount to Cushing WTI. 11 =1
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