Investor Presentaiton

pnb New FinTech Initiatives Thumb work Technologies: Walnut: Expense Manager which also facilitates fund transfer via PNB UPI services. UPI handle: pnbpay Alliance Partners 6 B IB Hv Oracle: Chatbot Solution: PIHU integrated with PNB Net Banking and PNB ONE to resolve customer queries. India Innovation (KITE): PNB KITE: Co branded Prepaid Card with two flavors i.e. Corporate Card and Gift Card NSCSPL (E Rupaya): Closed group card setup for small transactions. It can work in offline mode. Way Forward Page 60

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