Investor Presentaiton

Provisioning Coverage - Consolidated BAJAJ FINANCE LIMITED Values in MM USD 1=74 INR Consol AUM GNPA % NNPA % PCR Assets Under Management GNPA NNPA 31 Mar 2021 (%) 31 Mar 20 31 Dec 20** 31 Mar 21 31 Mar 20 31 Dec 20** 31 Mar 21 Auto Finance Business 1,637 166 82 50% 6.47% 11.54% 9.31% 3.08% 6.09% 4.84% Sales Finance Business 1,558 20 4 77% 1.33% 1.91% 1.11% 0.35% 0.24% 0.26% Consumer B2C Business 4,115 68 17 75% 1.62% 3.34% 1.70% 0.49% 1.23% 0.44% Rural Sales Finance Business 390 4 1 77% 0.55% 2.08% 1.11% 0.10% 0.26% 0.26% Rural B2C Business 1,598 27 6 76% 1.53% 3.64% 1.65% 0.51% 1.45% 0.39% SME Lending Business 2,732 28 7 76% 1.70% 2.33% 0.94% 0.56% 0.84% 0.23% Securities Lending Business 818 Commercial Lending Business 1,121 0.03% 0.03% Mortgages 6,702 57 35 38% 0.53% 0.95% 0.92% 0.34% 0.56% 0.58% Total 20,671 369 154 58% 1.61% 2.86% 1.79% 0.65% 1.22% 0.75% Note: *Q3 FY20 data is before considering Hon'ble Supreme Court's interim order dated 3 Sep 2020, which had directed that accounts which were not declared NPA till 31 Aug 2020 shall not be declared as NPA till further orders. 46

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