Investor Presentaiton

Yield curve movements Summary > Swap yields have continued to increase significantly in 2H22 as central banks commence lifting cash rates in response to inflationary pressures > This has created challenges for industry NIM BANK OF QUEENSLAND LIMITED 2022 Full Year Results Presentation Yield curve movements (%) 4.0 3.0 1.85 2.0 1.0 2.46 BOQ GROUP 3.64 3.65 3.69 3.73 3.40 0.61 2.14 2.02 1.77 1.39 0.75 0.10 0.08 0.59 0.42 0.22 0.0 0.10 0.01 0.05 RBA Cash Rate 3mBBSW 1yr Swap 2yr swap 3yr swap 4yr swap 5yr swap FY21 31/08/2021 1H22 - 28/02/2022 FY21 Results - 14/10/2021 FY22 - 31/08/2022 21 AGM - 8/12/2021 75

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