Investor Presentaiton

Growth from Resilient Portfolio Note: Hong Kong $1,621m (5)% 2019 VONB Thailand $494m +6% Mainland China $1,167m +27% Singapore $352m 2019 VONB by Market Segment Malaysia 6% Singapore 8% Other Markets (1) 12% Hong Kong 37% Malaysia $258m +7% Other Markets (1) $535m +27% Thailand 11% Mainland China 26% (1) In 2019, VONB for Other Markets includes 49% of the results from Tata AIA Life to reflect our shareholding. The reported VONB for 2018 has not been restated and does not include any contribution from Tata AIA Life AIA 13

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