Healthier, Longer, Better Lives

Sensitivity Analysis - EV Sensitivity of EV as at 31 December 2020 Equity prices +10% 1.7% Equity prices -10% (1.7)% Interest rates +50 bps 1.0% Interest rates -50 bps (2.0)% Presentation currency 5% appreciation (2.9)% Presentation currency 5% depreciation Lapse/discontinuance rates +10% Lapse/discontinuance rates -10% (1.4)% 1.6% Mortality/morbidity rates +10% (7.0)% Mortality/morbidity rates -10% Maintenance expenses -10% Expense inflation set to 0% 2.9% 1.4% 1.6% 7.1% AIA 68

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