Investor Presentaiton

Peru has a profitable financial system with low penetration and room for additional growth Stable gross loans growth and high asset quality (S/bn) 2.5% 2.5% 2.8% 3.0% '14-'17 CAGR Sustained profitability (S/mm) 19.8% 22.3% 20.0% 18.4% CAGR: 8.4% 227 235 246 193 CAGR: 11.9% 7,040 7,226 7,459 5,326 150 155 160 8.0% 127 85 8.8% 66 76 80 2014 2015 2016 2017 Retail Commercial PDL Ratio Solid total capital evolution (%) 2014 2015 Net Income Room for growth in financial services Retail loans (1)/GDP (2016) Chile 15.0% 15.2% 14.1% 14.2% Brazil 2014 2015 2016 2017 Source: SBS as of December 2017, EIU, INEI, Peruvian Central Bank, local financial regulators and 2016 Swiss Re Sigma Report. Note: Under Peruvian SBS GAAP. (1) Includes consumer and mortgage loans. Colombia 17% 2016 2017 ROE Insurance Premiums/GDP (2016) 37% Chile 5% 30% Brazil 4% Colombia 3% Peru 12% Mexico 2% Mexico 8% Peru 2% Intercorp Financial Services 11

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