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Investor Presentaiton

Finland - An Export Oriented Economy A Nordic country rated AA+ (stable outlook) by Standard & Poor's and AA+ (stable outlook) by Fitch Ratings Almost 40 percent of Finland's economy is based on foreign trade Exports by Regions 2019 - Finland Main Economic Indicators 2018 2019 2020F 2021F 2022F 7% 8% ■Euro zone GDP at market prices, change in volume, % 1.5 1.1 -3.3 2.5 2.0 39% 13% Other EU countries ■Rest of Europe ■ Asia Employment rate, % 71.7 72.5 71.5 71.5 72.3 Unemployment rate, % 7.4 6.7 7.8 8.0 7.6 ■North America 13% ■Other countries General government net -0.9 -1.0 -6.1 -5.2 -3.3 21% lending, % of GDP General government gross 59.6 59.3 69.0 71.4 72.5 debt, % of GDP Source: Finnish Customs Source: Ministry of Finance: Economic Survey, published in December 2020 FINNVERA
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