Investor Presentaiton

Condensed Consolidated Balance Sheets Loans held-for-investment Allowance for credit losses Loans held-for-investment, net Loans held-for-sale, net Cash and cash equivalents Restricted cash Real estate owned, net Accrued interest receivable Other assets Total Assets Liabilities Repurchase facilities Securitized debt obligations Asset-specific financings Secured credit facility Convertible senior notes Dividends payable Other liabilities Total Liabilities GRANITE POINT MORTGAGE TRUST INC. CONDENSED CONSOLIDATED BALANCE SHEETS (IN THOUSANDS, EXCEPT SHARE DATA) ASSETS September 30, 2023 (unaudited) December 31, 2022 $ 2,908,855 $ 3,350,15C (145,297) (82,335) 2,763,558 3,267,815 14,980 257,592 133,132 25,955 7,033 17,527 12,964 13,413 38,045 $ 3,130,621 $ 32,708 3,454,101 LIABILITIES AND STOCKHOLDERS' EQUITY Commitments and Contingencies 10% cumulative redeemable preferred stock, parvalue $0.01 per share; 50,000,000 shares authorized and 1,000 issued and outstanding ($1,000,000 liquidation preference) Stockholders' Equity 7.00% Series A cumulative redeemable preferred stock, parvalue $.01 per share; 11,500,000 shares authorized and 8,229,500 and 8,229,500 shares issued and outstanding, respectively; liquidation preference $25.00 per share Common stock, par value $0.01 per share; 450,000,000 shares authorized and 51,577,841 and 52,350,989 shares issued and outstanding, respectively Additional paid-in capital Cumulative earnings Cumulative distributions to stockholders Total Granite Point Mortgage Trust Inc. Stockholders' Equity Non-controlling interests Total Equity Total Liabilities and Stockholders' Equity $ 921,348 $ 1,015,56€ 999,536 1,138,749 45,823 44,913 100,000 100,000 131,600 130,918 14,336 14,318 27,233 24,967 2,239,876 2,469,431 1,000 82 82 516 1,202,151 80,968 (393,097) 524 1,202,315 130,693 (350,069) 890,620 983,545 $ $ 125 890,745 $ 3,130,621 $ 125 983,670 3,454,101 42

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