HSBC Results Presentation Deck

Mainland China drawn risk exposure Mainland China drawn risk exposure5⁹ $bn 179 O $191bn 1 11 Reported net loans and advances to customers $bn 54 42 46 Wholesale Mortgages Credit cards and other consumer Reported customer deposits $bn 48 57 59 167.4 -2.4- 28.8 Mainland China drawn risk exposure is defined as lending booked in mainland China and wholesale lending booked offshore where the ultimate parent and beneficial owner is in mainland China 49.3 Mainland China drawn risk exposure (including Sovereigns, Banks and NBFI and Corporates) of $191bn comprising: Wholesale $179bn* (of which 54% is onshore); Retail: $12bn. These amounts exclude MSS financing Gross loans and advances to customers of $55bn booked in mainland China (Wholesale: $43bn; Retail $12bn) Wholesale lending analysis 59, $bn 86.8 4020 182.8 -3.5- 32.9 Sovereigns Banks NBFI Corporates Total 47.2 99.3 2Q21 1-3 36.6 34.7 1.6 69.1 142.0 4-6 0.0 0.0 0.3 33.7 34.0 178.8 1.9 34.7 36.6 Wholesale lending by counterparty type and credit risk rating: CRRs 7-8 9+ Total 36.6 34.7 1.9 1.3 105.6 1.3 178.8 11 4019 4020 4Q21 4019 4020 4Q21 *Wholesale drawn risk exposure of $179bn includes on balance sheet lending as well as issued off balance sheet exposures 105.6 4Q21 - 0.0 Strategy NBFI Banks Sovereigns Corporates 1.5 1.5 4021 results Corporate lending by sector Transportation Automotive Consumer Goods & Retail Metals & Mining Public Utilities Construction, Materials & Engineering 4.1 4.6 3.4 4.9 6.6 10.2 IT & Electronics $105.6bn 13.3 Appendix 21.3 37.1 Other Sectors Real Estate 60 c.18% of corporate lending is to Foreign-owned Enterprises c.36% of lending is to mainland China State Owned Enterprises c.45% to mainland China Private sector owned Enterprises 49

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