Investor Presentaiton

EML Payments H1 FY2022 Financial Results Earned Wage Access & Employee Wallets 401(PLAY) Z ZayZoon USA Enables companies to offer travel as a benefit. Offers an employee an online vacation planning & budgeting wallet. USA Leading earned wage access business allows employees to instantly access their earned wages on-demand instantly with a prepaid card. Today is the new payday Get your wages as you earn them. Avoid late bill payments, overdraft fees, and payday loans. 15:20 ZayZoon Wages Available $428 New Payout Wages Already Accessed $0.00 No Deductions Scheduled Z ZayZoon Darkboard Payout Wellness Proflie 12

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