Vision 2020 Key Initiatives & Business Breakup

Micro-banking - Through the door Mix Bureau Rejection Rate Borrowing Cycle with RBL Bank 22% 20% 21% 21% 23% 33% 30% 27% 28% 26% 78% 80% 79% 79% 77% Q4 FY18 Q1 FY 19 Q2 FY 19 Q3 FY 19 Q4 FY19 Q4 FY18 Q1 FY19 Q2 FY19 Q3 FY19 Q4 FY19 ■First Cycle ■Repeat Cycle 78% Bureau Hit Rate 82% 82% الس 79% 78% Q4 FY18 Q1 FY 19 Q2 FY19 Q3 FY19 Q4 FY19 ^ Hit Rate % of loan application with matching records with Credit Bureau 40

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