Investor Presentaiton
FX Impact on Network Volumes and Revenue Growth
Network Volumes
% Increase/(decrease) vs. Prior year:
50%
Revenue Net of Interest Expense
% Increase/(decrease) vs. Prior year:
50%
AM
EX
(15%)
(15%)
Q1'22
Q2'22
Q3'22
Q4'22
Q1'23
Q2'23
Q3'23
Q1'22 Q2'22
Q3'22
Reported - FX Adj.
• Reported
Q4'22 Q1'23
- FX Adj.
Q2'23 Q3'23
Euro €
UK £
Japan\
Australia $
Canada $
Mexico $
Approximate Q3'23
Network Volumes as a %
4%
5%
4%
3%
of Total
YoY% change in USD*
vs. Currency
(7%)
(8%)
3%
(1%)
Strengthened / (Weakened)
2%
(2%)
2%
(13%)
Note: Network volumes is based on where the issuer is located and includes both proprietary and non-proprietary cards. See Slide 2 for an explanation of FX-adjusted information.
* Represents percentage change in foreign currency exchange rates at 2023 and 2022 September month-end, respectively, per Bloomberg.
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