Investor Presentaiton

Investment Highlights Emirates NBD is the largest bank in the UAE and the GCC Emirates NBD Leading Banking Group in the UAE and the GCC Solid Capitalization Tier 1 = 12.8%, Total CAR =20.1% Historically Prudent Risk Management Diversified Business Model with Fully Fledged Financial Services Offering Strong Asset and Profit Growth over the Past 5 Years Emirates NBD Dubai: Global Economic Hub with Strong UAE Federal Ties Experienced Management Team with Solid Track Record 56% Dubai Government Ownership 3

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