HDFC Life Corporate Presentation

New in-house automated underwriting rule engine Developed in-house automated rule engine to replace existing externally sourced rule engine Benefits 19 DEPENDENCY Complete control - No dependencies on external rule engine service provider Rλ КУ Highly efficient, scalable & reliable API Integration of APIs and third party services to improve decision making ili! *STP: Straight throughput Substantial cost saving: License fee, amendment fee and maintenance fee ~70% customer applications auto underwritten leading to improvement in STP* rate and additional risk identification growth Profitable mix distribution Diversified innovation leading Market- insurance Reimagining Quality of management Board and HDFC Life

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