March 2022 Investor Presentation

. Overview HPCIC DISTRIBUTION Robust organic growth engine via independent agency relationships and auto carrier partnerships across our multi-state platform . • . Over 2,700 actively writing retail independent agents 25% of voluntary premium is written by agents affiliated with eight large agency networks that have master agency agreements with HPCIC CRES policies are written through roughly 400 independent agents Relationships with multiple auto carriers Roughly 500 retail independent agents representing approximately 800 agency locations 8 wholesale relationships that have access to 1,500 retail locations Relationships with 70 actively writing independent agencies 51% of voluntary premium is written by agents affiliated with three large agency networks . NBIC . Zephyr . March 2022 Investor Presentation 11 H

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