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Investor Presentaiton

HSBC France - financial overview - business breakdown (1) Net operating income before loan 2007 2006 Variance impairment charges (EURm) Global Banking and Markets Personal Financial Services 1 131 941 20.2% 957 890 7.5% Commercial Banking Private Banking Other Total Profit before tax (EURm) Global Banking and Markets Personal Financial Services Commercial Banking Private Banking Other Total 715 701 2.0% 107 105 1.9% 14 5 Ns 2 924 2 642 10.7% 2007 2006 Variance 530 452 17.3% 130 158 -17.7% 148 185 -20.0% 18 17 5.9% 79 5 Ns 905 817 10.8% (1) In this presentation, figures comprise the results of the HSBC France group together with HSBC Bank plc Paris branch (excluding intergroup funding costs) less intergroup capital gains. HSBC 5
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