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Investor Presentaiton

70% 65% 60% 55% 50% 45% 40% 35% 30% Dec-06 Feb-07 Apr-07 Source: Brazilian Central Bank External Solvency Indicators Consumption/employment provide support for demand 2002 2009 International Reserves (USD bn) - liquidity 37.8 239.1 International Reserves (USD bn) - cash 238.5 External Debt expiring in the next 12 months (USD bn) 1 58.6 52.8 External Debt expiring next 12 months / Reserves (cash) 155% 22% External Debt/ Reserves (cash) 557% 85% External Debt / Exports 349% 132% External Debt Services / Reserves 131.9% 18.4% 1) Includes amortizations of medium and long term debt expiring in the next 360 days. Source: Brazilian Central Bank Evolution of Public Debt Jun-07 Aug-07 Oct-07 Net Public Sector Debt/GDP Gross Public Sector Debt/GDP Dec-07 Feb-08 Apr-08 Jun-08 Aug-08 Oct-08 Dec-08 Feb-09 2 Apr-09 Jun-09 Aug-09 Oct-09 Structurally Resilient A resource rich country, with a closed economy; exports=14% of GDP, and diversified in geographical terms; Strong external solvency ratios and floating FX regime prevent speculation against the BRL; Household consumption is 61% of GDP; government consumption is 20%; Banking system well capitalised and regulated; credit market funded by BRL liabilities; Still an underleveraged economy; 2008 credit/GDP= 42% vs 81% in Chile and 226% in the US; Mortgage volumes are very small compared to the economy, at circa 2% of GDP; Fiscal results in good shape despite recent deterioration, which translated into a rise of debt/GDP. 6
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