Scotiabank Track Record
Our Businesses - International Banking
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Personal & Commercial Banking, Wealth and Insurance
Business Overview
Operate primarily in Latin America (Mexico, Peru, Chile and Colombia),
Central America and the Caribbean, with full range of personal and
commercial financial services as well as wealth products and solutions
Revenue mix: Latin America (66%), Caribbean & Central America
(30%), Asia (4%)
(1)
Average loan mix: residential mortgage (27%), personal & credit card
loans (23%), business and government loans & acceptances (50%)
2017 Priorities
Launch Net Promoter System (NPS) across Peru, Chile, Colombia and
Mexico to provide our employees and leadership with timely and
specific customer feedback
• Establish digital banking organizations within our Pacific Alliance
operations to drive greater digital adoption and sales
• Enhance business mix by growing core deposits to reduce funding
costs along with growing in targeted profitable segments/products
Continue cost reduction programs to lower expenses and use the
savings to fund strategic initiatives, make investments in technology,
and improve productivity
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Business Performance
Q1 2017 Highlights
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28% of consolidated net income
Net income up 14% Y/Y (or 18%
adjusting for foreign currency
translation)
Good retail loan and deposit
growth, strong net interest margin
and fee growth
Good expense control, with positive
operating leverage of 4.2%
Q1 2017 Key Data
Total Loans (avg.)
Total Deposits (avg.)
Net Income
Productivity Ratio
Branches
In C$
$104B
$91B
$576MM
55.3%
1,818
50,908
Net Income ($m)
# of Employees
600
576
547
550
527
505
500
500
450
Q1/16 Q2/16 Q3/16 Q4/16 Q1/17
(1) Excludes affiliates, includes Mexico
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