25 YEARS IN INDIA: LEADING WITH IMPACT
Rebound in credit growth for industry in FY22
Weaker growth for Gold NBFCs; MFIs yet to reach pre-pandemic level
40
44660
(%)
30
20
20
↑
12
10
10
7
5
20
20
Category-wise y-o-y growth in loan book (%)
24
↑
21
18
11
10
36
Key Performance
Indicators NBFC Sector
↑
14
15
12
9
10
10
10
8
5
1
0
FY19 FY20 FY21 FY22
FY19 FY20 FY21 FY22
HFCs
Diversified
FY19 FY20 FY21 FY22
Gold Loan
FY19 FY20 FY21 FY22
MFIS
FY19 FY20 FY21 FY22
NBFC Industry
Loan book as on
10.4
7.7
0.8
0.2
19.2
FY22 (INR lakh Cr)
Note: Analysis has been made based on 30 NBFCs: 10 HFCS, 2 Gold, 3 MFI and 15 Diversified NBFCs
Source: Capitaline, Quarterly Results, Investor Presentation, Annual Report, BCG Analysis
18
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