4Q23 & FY23 Financial Results slide image

4Q23 & FY23 Financial Results

Business Diversification Parts & Service business provides stability in economic cycles Parts & Service is the heart of Group 1's 40% business model and generates of total gross profit Revenue* Gross Profit* 4% 12% 25% ■Finance & Insurance 2023 Fixed Absorption 110%* 34% Parts & Service 40% Used Vehicles Parts & Service is a hedge to economic cycles. ■New Vehicles Historically declined around mid-single digits during a recession, which provides stability to help offset the cyclical nature of new vehicle sales. 10% 49% 25% *May not add to 100% due to rounding; based on 2023 full-year results;. ** Fixed absorption calculation: parts & service gross profit divided by total company fixed costs plus parts & service selling expenses Group1Auto.com - Investor Presentation Page 6
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