Investor Presentaiton
SME & Corporate loans: €20.7bn
ROI SME - €9.5bn
UK SME -£1.9bn / €2.6bn
51%
51%
52%
44%
44%
46%
38%
€2.7bn
€2.5bn
€2.3bn
€0.7bn
£344m
£327m
£262m
Bank of Ireland Group
Corporate - €8.6bn
54%
59%
€0.4bn
€0.4bn
Jun 14
Dec 14
Jun 15
Jun 14
Dec 14
Jun 15
Jun 14
Dec 14
Jun 15
Defaulted Loans
Coverage Ratio
Defaulted Loans
Coverage Ratio
Defaulted Loans. Coverage Ratio
Jun 14
Dec 14
Jun 15
Jun 14 Dec 14 Jun 15
Jun 14 Dec 14 Jun 15
Impairment charge
(6-month)
€64m €63m €46m
Impairment charge
(6-month)
£17m (£3m)
(£2m)
Impairment charge
(6-month)
€44m €30m
€31m
Reduced impairment charge reflects
general improvements in economic
and trading conditions in the Irish
SME sector
We have restructuring and resolution
arrangements in place with 9 out of
10 challenged customers; >90% of
restructured customers meeting their
agreed arrangements
-
H1 reversal portfolio benefitting
from continued positive
macroeconomic conditions
Domestic Irish and international
corporate portfolios continue to
perform well
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