Q1 Financial Review

Improved Diversification - Continued Growth in the U.S. Region CIBC U.S. Region Earnings Contribution - Adjusted¹ 20.0% 17.3% 15.8% 8.7% F17 U.S Region AUA ($B)² F18 F19 YTD F20 96 95 95 88 81 F17 F18 F19 YTD F20 1 Adjusted results are non-GAAP financial measures. See slide 28 for further details. 2 Assets under management (AUM) are included in assets under administration (AUA). 22 22

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