Investor Presentaiton

Investor Presentation Building a credible track record % $m NPAT 2400 2168 24 1870 22 1900 1747 ROE 21.6 20.2 19.3 20 1480 18 1400 1024 1106 16 17.6 17.2 14 15.9 900 12 400 10 1997 1998 % Income/Expenses $b 65 8 250 7 Total Shareholder Return 60 200 6 198 55 5 150 100 171 4 101 137 50 3 100 2 84 45 50 1 40 0 1997 1998 1999 2000 2001 2002 ANZ 2002

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