IDFC FIRST Bank: Quarterly Income and Business Overview

= SECTION 6: STRATEGY GOING FORWARD FOR THE COMBINED ENTITY (as declared at merger in December 2018) Key Strategies for the combine entity - ✓ Asset Strategy . Growth of Assets Diversification of Assets Gross Yield expansion ✓ Liability Strategy CASA Growth Diversification of Liability Branch Expansion ✓ Profitability Expand Net Interest Margin Reduce Cost to Income Ratio Improve RoA and RoE ✓ History of Capital First IDFC FIRST Bank

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