25 YEARS IN INDIA: LEADING WITH IMPACT
Advances deep-dive
(select products)
MFI Loan: Economic situation is expected to remain buoyant in FY23; leading to
higher disbursement growth & surpassing pre-pandemic levels
MFI Loan Book
(H1 FY 22): 2.43 L Cr Bank-42%
NBFC MFI-
34%
SFBs, Non-Profit
NBFC MFIs gaining market share
MFIS-24%
NBFC-MFI
CAGR
(FY18-21)
H1 FY22
(YoY %)
FY22
(YoY %)
FY23
(YoY %)
(% share)
Disbursement Growth
24%
-25%
-10%
10-12%
40
42
44
Book Growth
32%
2%
10-12%
10-15%
NBFC-MFIs loan book growth
32
31
34
(INR billion)
18
16
17
10
8
7
1
1
1
+47.0%
+11.0%
FY20
FY21
H1FY22
1,005
734
815
Banks
NBFCs
564
355
231
NBFC-MFI
Non-profit MFIS
FY17
FY18
FY19
FY20
FY21E
FY23P
Small Finance Banks
E- Estimated, P- Projected
Source: CRISIL Research; BCG analysis
42
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