Q1 2022 Financial Performance

Q1/19 Q2/19 Q3/19 Q4/19 PERSONAL DEPOSITS1 (AVERAGE BALANCES, $Bn) Deposit Overview Continued growth in non-personal deposits partly offset by slowing of personal $247 $245 $244 $237 $244 $244 $225 $241 $221 $216 $226 $221 $222 Q1/20 Q2/20 Q3/20 Q4/20 Q1/21 Q2/21 NON-PERSONAL DEPOSITS1 (AVERAGE BALANCES, $Bn) $327 $338 $351 $266 $280 $350 $251 $331 $296 $278 $253 Q1/19 Q2/19 Q3/19 Q4/19 Q1/20 Q2/20 Q3/20 Q4/20 Q1/21 Q2/21 Q3/21 Q4/21 Q1/22 1 Calculated as the sum of the average balances of the four business-line personal and non-personal deposits. 3Y CAGR 4.2% Q3/21 Q4/21 Q1/22 • • . PERSONAL DEPOSITS Important for both relationship purposes and regulatory value Q/Q growth in Wealth Management deposits offset by declines in Canadian and International Banking Deposit initiatives underway to mitigate runoff $354 $360 3Y CAGR 12.8% · NON-PERSONAL DEPOSITS Leveraging relationships to grow deposits with favourable regulatory value Strong Q/Q growth in Global Banking and Markets deposits 51

View entire presentation